Does the vehicle need to be insured when the ownership is changed?

Motor insurance is a legal obligation. Every motor-driven vehicle used in traffic must be covered by at least a motor insurance. Car insurance is also recommended, but not mandatory.

You can have your vehicle insured with the insurance company of your choice during the change of ownership at the A-Katsastus and Ajovarma offices that handle registrations. We cover almost all insurance companies.

If the insurance is taken out at the time of registration and the policyholder (vehicle’s owner or holder) is not present, the paying agent must have a power of attorney to take out the insurance. The power of attorney must indicate that the authorised person has the right to take out insurance, the vehicle identification data (registration number or vehicle identification number), the insurance company to which the vehicle is insured and the type of insurance to take out on the vehicle. In addition, it must indicate the transfer of any bonuses and in how many instalments the insurance will be paid for.

Frequently asked questions